If you’ve already shopped for a phone, home appliance or any other item via Home Credit installment, and happy customer ka, baka eto na ang next upgrade mo. [Online cash loan offer](https://www.homecredit.ph/apply/cash-loans/calculator?utm_source=article&utm_medium=referral&utm_campaign=cmp-clx-cash_loan_new_year_promo-01242024&utm_content=clxnyhcph) ba ang hanap mo? Read on to know more about the practical purposes of cash loans. While prices of food, commuting, medicines and the other basics keep going up, Filipinos are known to find ways to power through or “laban lang” ang mindset. Before you apply for a cash loan to fuel your goals, alamin natin kung ano ang popular uses or gamit ng cash loan ng mga practical Pinoys.

**Small Home Repairs** For the first-time renters or homeowners, subukan muna ang tiny home repairs. You can see if you can manage not only your dream design, but also your home improvement funds. Some examples of this home projects include leaking roof or tulo sa bubong, gate or door repair and adding new lights or fixtures sa isang room ng bahay or apartment mo. TIP: Hirap pumili ng small home repair na sisimulan? Check your top priority and stick to it. Ano bang #1 na kailangang ayusin para mas happy ka sa space mo?

**Home Improvements or Home Renovations** Para sa mga legit ka-Home Buddies or fans ng DIY aesthetic home projects, makakatulong ang cash pang-dagdag ng funds para sa dream space mo. Dahil maraming pwedeng mangyari gaya ng pagbaha at lindol, mas maigi na rin na mag-invest sa house renovations. ‘Di lang aesthetic, push mo na ang matibay na bahay. TIP: Consider breaking down your ultimate dream home project into smaller repairs para mabudget mo ito ng maayos.

**Educational Funds** If you’re want to upgrade their skills forda bills na ‘di umaayaw, investing in training or short courses may be something you can try. If you want to learn how to code, be a VA (virtual assistant), edit and create videos, online selling, and more, a cash loan may be helpful to you. Alam mo bang puwede mong simulan ang pangarap mong level up sa pag-avail ng P3K loan online? TIP: Check what skills you have and what demand it has. Know how much time you can allot para ‘di ka ma-choke or ma-stress in your quest to scale up your hustle life.

**Daily Expenses** Forda bills warriors at mga suki ng grocery na gustong ma-manage ng mas maayos ang 2024 finances, getting a small or reasonable cash loan may be a good option. Avoid the stress or worry lalo ‘pag ‘di aabot ‘yung sweldo or sahod mo sa parating na due date o kung may mga essentials na bilihin tulad ng food, vitamins and basic medicines. TIP: Maging honest sa state ng finances mo. Kung malayo pa ang sweldo, i-check kung anong daily expenses ang kaya mong tipirin muna.

Now that you know the uses or purposes of cash loan among Filipinos, you can check whether you need one. If you’re a qualified customer, check out the [CASHAbog Promo for a chance to win P100,000!](https://www.homecredit.ph/promos/Cash-Loan-NY-Promo?utm_source=article&utm_medium=referral&utm_campaign=cmp-clx-cash_loan_new_year_promo-01242024&utm_content=clxnyhcph) Get a cash loan ***with a minimum amount of P10,000*** to qualify from ***January 15 to February 29, 2024*** lang ang promo na ‘to! This might be the cash loan na hinihintay o hinahanap mo!