Looking for more ways to pay bills if your preferred payment channel is unavailable? We got you! For Home Credit customers, we have a list of our preferred payment channels that guarantee real-time processing and safe billing.
Be it through the Home Credit app and website, auto debit and online banking, e-wallets, or a physical store–you can choose from our recommended secure payment channels to settle your Home Credit account.

How to Pay for Home Credit Account Online?

Pay via Home Credit Website or App

You can choose to pay your installments through our secure website or user-friendly app. For those who choose to settle their account on the Home Credit website, you can pay your bill with no services fees for a limited time! Simply head over to the Pay Loans page and pay using any of your linked online banking accounts. We support major banks like:
- BPI - BDO - RCBC - Landbank - Metrobank - UnionBank Note: Online payments are posted real-time on your account, and you’ll receive a notification via SMS or Viber. E-receipts will be sent via email after 2 days.
If you prefer paying your bills through your phone, you can also download the Home Credit app and settle your accounts free of charge for a limited time-period. Any transaction will be posted in real time.

Pay Home Credit via Online Banking

You can also conveniently pay your Home Credit account through online banking, free of charge! Payments via Unionbank are posted in real-time. For BDO and RCBC users, expect your payment posting within 24-48 hours.

Pay Home Credit via Auto-Debit Arrangement

You can enroll your Home Credit account for auto-debit arrangement on your bank with no additional service fees. With this, your monthly installments will be paid automatically so you’ll never miss a due date!
Check this list of our preferred bank payment channels for your enrollment:
- BPI - Metrobank - RCBC - Unionbank - BDO Enjoy worry-free Home Credit account payments with auto-debit arrangement. Just follow these steps:
1. Login to your bank’s app or website 2. Select Home Credit as the biller 3. Input your Home Credit Loan account number 4. Select the bank account to be enrolled 5. Authorize enrollment via OTP. Note: ADA enrollment process may vary per bank.

Pay Home Credit via E-Wallets

Home Credit is also on the list of billers in several online wallet and billing apps.
Here’s our preferred online payment channels where you can pay:
- Maya (Php 10 service fee) - PalawanPay (Php 15 service fee) - ShopeePay (Php 15 service fee) - Gotyme (Php 15 service fee) Tip: To pay for your Home Credit account without added service fees, consider paying your account through the Home Credit website, the Home Credit app, online banking, or auto-debit arrangement!
Here's five easy steps on how to pay your Home Credit monthly installment dues online:
1. Open our preferred payment channel’s app. 2. Click on the PAY BILLS button. 3. Look for Home Credit on the list of billers. 4. Enter your account and payment details. 5. Confirm your payment. Note: Payment process may vary per payment channel app.
Can I pay Home Credit via Gcash?
Yes, you can pay your Home Credit accounts via Gcash. However, we highly encourage you to consider our preferred payment channels for a faster and more secure transaction. These include paying through the Home Credit website or Home Credit app, online banking, and other e-wallet partners like MAYA, GoTyme, PalwanPay, and Shopee.

Where to pay your Home Credit account over the counter?

While you’re out on an errand, you can also pay your Home Credit account in stores near you. Find the list of our preferred over-the-counter payment channels below:
- 7Eleven - Palawan Express - USSC - Touchpay - SM Simply follow these steps to settle your Home Credit monthly dues:
1. Visit our preferred payment store near you. 2. Find the cashier or payment kiosk. 3. Ask them to scan your generated bar code or provide your payment details. Note: Payment process may vary per store.

Found your preferred payment channel?

With these payment methods, you can now enjoy faster processing times, enhanced security, and a smoother billing experience. Make the preferred payment switch now!