SM Store 0% Interest Offer

0% Interest, P300 discount on first purchase, 4 easy payments, no processing fee

We Have You Covered. Everywhere

Shop hassle-free up to ₱60,000

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Promo Mechanics and Conditions

Availability

Available to new and existing Home Credit customers.

Promo Details

Now you can Shop at SM Store via Home Credit and pay your shopping basket through **0% interest** installments, settle in **4 easy payments**, plus **enjoy P300 discount** on your first purchase!

Mechanics:

HC Consumer Finance Philippines, Inc. (Home Credit) and SM Store (SM Store) will launch the SM Store Zero Promo (“Promo”) which is open to all customers of Home Credit within the promo period.
This Promo will run from July 31 to December 31, 2023.
To qualify, an SM Store customer must have a successful signed loan with a minimum amount of P2,000.
Customer approved and signed loans will automatically get the following:
1. P300 discount
2. No processing fee
All prizes are not convertible to cash. All prizes are non-transferable and may not be exchanged for another item.
Prizes may be applied once loan transaction is approved.
Home Credit and SM Store's employees and its affiliates, including agencies, merchants, relatives, up to the second degree of consanguinity or affinity are disqualified from joining this promo.
Home Credit reserves the right to disqualify customers from availing of this promotion if found to have committed acts of fraud or have violated existing policies on credit and subscription.
A customers may only redeem once.
Customers participating in this raffle may still avail of any other on-going promotions of Home Credit or its partner retailers.

Per DTI FTEB Permit Number FTEB-173152 Series of 2023

Terms And Conditions

Applicable to loan amounts of ₱2,000 to ₱15,000.

Requires 4 easy payments: 25% downpayment, 3 monthly payments of 25% per month.

Promo covers Basket Financing, Furniture and Home Appliances.

CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.

©2023 All Rights Reserved. Home Credit Philippines, Inc.
Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas with contact number (+632) 8708-7087 and with email address consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.

SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.