Home Credit New Year CASHabog Promo

This raffle promo is open to all Home Credit customers who are eligible for a cash loan offer and sends an application from January 15 to February 29, 2024.

1. To qualify, customers must apply for a minimum cash loan amount of PHP 10,000. One signed contract equals to one (1) raffle entry.​
2. Customers who will not claim their cash loan; who will avail cooling-off/full early repayment; and those who will cancel their contract by the time of the raffle will not be eligible.
3. Qualified customers will get the chance to win one of the following: 16 winners, overall:

One (1) winner of PHP 100,000 cash prize
Five (5) winners of PHP 20,000 cash prize
Ten (10) winners of PHP 10,000 cash prize

4. A customer can only win once.
5. Home Credit and its partner retailers’ employees and its affiliates, including relatives, up to the second degree of consanguinity or affinity are disqualified from this promo.
6. Customer’s contract must be active and in good credit standing at the time of the raffle draw to be eligible to win.
7. Customers who cancel their application will be disqualified from the draw.
8. Customers participating in this raffle may still avail of any other on-going promotions of Home Credit or its partner retailers.
9. Home Credit reserves the right to disqualify customers from availing of this promotion if found to have committed acts of fraud or have violated existing policies on credit and subscription.

1. Raffle draw will be held in HC Consumer Finance Philippines, Inc. Office, 15th Floor Ore Central 9th Avenue corner 31st Street Fort Bonifacio Taguig City, on March 14, 2024, 2:30pm, under the supervision of a DTI representative.
2. Winners will be notified by Home Credit via call, SMS, email and registered mail.
3. Winners will be announced via Home Credit Philippines official Facebook page.
4. Once winner announcement is released, Home Credit will contact the winners via their registered lines. Winners must present proper documentations (soft copy) via email as part of the cash prize awarding process:

Full Name
Updated and complete address
Email & Phone Number (for notification of cash disbursement purposes)
TIN Number
Valid Govt ID
Preferred Bank Account for cash prize deposit
Bank Account Number
Bank Branch & Address
Banking Proof/Banking Document showing bank account number & winner's full name (Deposit Slip/Passbook/Banking App)

5. Redemption period of prizes is 60 days from receipt of registered mail; otherwise, it will be forfeited in favor of Home Credit with prior DTI approval.
6. 20% tax of prizes exceeding 10k shall be shouldered by HC Consumer Finance Philippines Inc.
7. All raffle prizes are non-transferrable.