Make worthwhile purchases with the Home Credit Visa Card!
Make everyday purchases rewarding with the Home Credit Card.
Enjoy secure payments, interest-free up to 45 days, with
VISA-accepting merchants worldwide. Avail your Home Credit
Card now!
Three easy steps to avail a Home Credit Card
Step 1
Our telesales agent will call you when you're eligible for a Home
Credit Card. You can also receive an SMS, email, and a Push
Notification.
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Step 2
Use the store locator below to find and select a Home Credit
partner store near you.
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Step 3
Visit your selected partner store and present your Offer ID to our
Sales Associate to proceed with your credit card application.
*Applications are subject to approval.
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Mas rewarding na ang everyday purchases mo with your Home Credit
Card!
Contactless Transactions
Shop online or via QR to enjoy hassle-free transactions in a few
taps.
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Up to 45 Days Interest-Free
Get more time to pay: 30-day billing period plus 15-day extension
before the payment due date.
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Secure Transactions
Your Home Credit Card comes with security features such as the EMV
chip, PIN verification, and SMS alerts.
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Card Protection & Insurance
Be worry-free in case your card gets lost. Block your card easily
to avoid unauthorized transactions.
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Exclusive Deals & Promos
Make the most of your Home Credit Card perks. Enjoy savings and
other deals!
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No additional fees for bills payment!
Enjoy zero fees when you pay your bills using the Home Credit App.
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Learn More About Home Credit Card
Credit Card Tutorials
Learn how to maximize the full potential of your card by clicking
our videos or infographics below.
How to pay in store
How to pay in store
Watch Video
How to pay in store
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How to pay online using your Home Credit Card
How to pay online using your Home Credit Card
Watch Video
How to pay online using your Home Credit Card
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How to pay your utility bills online with Home Credit Card
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How to pay for your groceries with Home Credit Card
How to pay for your groceries with Home Credit Card
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How to change your PIN
How to change your PIN
Watch Video
How to change your PIN
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How to check real-time transactions
How to check real-time transactions
Watch Video
How to check real-time transactions
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How to temporary block your card
How to temporary block your card
Watch Video
How to temporary block your card
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How to pay for your Home Credit Card bill
How to pay for your Home Credit Card bill
Watch Video
How to pay for your Home Credit Card bill
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Find the answers to your questions about our Credit Card product
Frequently Asked Questions for Credit Card
What is a Home Credit Card?
The Home Credit Card is a Visa EMV Classic Credit Card issued to
valued Home Credit customers, that you can use for contactless or
online payment channels.
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How will I know if I'm qualified to apply for a credit card?
Home Credit will inform you via call, text, or email if you are
qualified to apply for a credit card. You can also check the Home
Credit Mobile App for your offers.
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I am interested to apply for a credit card. What are the next
steps?
Once you receive a call or notification from us saying you are
eligible for a Home Credit Card, just visit the nearest Home
Credit partner store and present the following to our Sales
Associate (SA): One (1) Government-issued ID One (1) ID with your
address or any supporting documents
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What are the acceptable IDs or requirements?
Present any of the following IDs: Primary ID: • UMID • Driver's
License • Philippine Identification Card • Postal ID New • Voter's
ID • PRC ID (Secondary ID required) Secondary / Proof of address •
Postal ID Old • NBI Clearance • Barangay Certificate • Phone Bill
• Water Bill • Electricity Bill • Mobile/Internet/Cable Bill
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What are the Home Credit partner stores where I can apply?
Visit our website and use the store locator to find a location
near you:
https://www.homecredit.ph/pay-with-home-credit/home-credit-card
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Is there a validity period of the Home Credit Card?
Your Home Credit Card is valid for a period of 4 years.
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