Make worthwhile purchases with the Home Credit Visa Card!

Make everyday purchases rewarding with the Home Credit Card. Enjoy secure payments, interest-free up to 45 days, with VISA-accepting merchants worldwide. Avail your Home Credit Card now!

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Three easy steps to avail a Home Credit Card

Step 1

Our telesales agent will call you when you're eligible for a Home Credit Card. You can also receive an SMS, email, and a Push Notification.

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Step 2

Use the store locator below to find and select a Home Credit partner store near you.

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Step 3

Visit your selected partner store and present your Offer ID to our Sales Associate to proceed with your credit card application. *Applications are subject to approval.

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Store Locator

Find Home Credit partner stores near you

Mas rewarding na ang everyday purchases mo with your Home Credit Card!

Contactless Transactions

Shop online or via QR to enjoy hassle-free transactions in a few taps.

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Up to 45 Days Interest-Free

Get more time to pay: 30-day billing period plus 15-day extension before the payment due date.

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Secure Transactions

Your Home Credit Card comes with security features such as the EMV chip, PIN verification, and SMS alerts.

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Card Protection & Insurance

Be worry-free in case your card gets lost. Block your card easily to avoid unauthorized transactions.

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Exclusive Deals & Promos

Make the most of your Home Credit Card perks. Enjoy savings and other deals!

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No additional fees for bills payment!

Enjoy zero fees when you pay your bills using the Home Credit App.

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We have a NEW AND BETTER HOME!

Online loan app from the Philippines’ trusted lending company.

FLEXIBLE installments as low as 0% INTEREST

Shop in a few taps your DREAM PRODUCTS

Score exclusive DEALS and DISCOUNTS

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Download on Play Store

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Credit Card Tutorials

Learn how to maximize the full potential of your card by clicking our videos or infographics below.

How to pay in store

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How to pay online using your Home Credit Card

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How to pay your utility bills online with Home Credit Card

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How to pay for your groceries with Home Credit Card

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How to change your PIN

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How to check real-time transactions

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How to temporary block your card

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How to pay for your Home Credit Card bill

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Find the answers to your questions about our Credit Card product

Frequently Asked Questions for Credit Card

What is a Home Credit Card?

The Home Credit Card is a Visa EMV Classic Credit Card issued to valued Home Credit customers, that you can use for contactless or online payment channels.

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How will I know if I'm qualified to apply for a credit card?

Home Credit will inform you via call, text, or email if you are qualified to apply for a credit card. You can also check the Home Credit Mobile App for your offers.

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I am interested to apply for a credit card. What are the next steps?

Once you receive a call or notification from us saying you are eligible for a Home Credit Card, just visit the nearest Home Credit partner store and present the following to our Sales Associate (SA): One (1) Government-issued ID One (1) ID with your address or any supporting documents

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What are the acceptable IDs or requirements?

Present any of the following IDs: Primary ID: • UMID • Driver's License • Philippine Identification Card • Postal ID New • Voter's ID • PRC ID (Secondary ID required) Secondary / Proof of address • Postal ID Old • NBI Clearance • Barangay Certificate • Phone Bill • Water Bill • Electricity Bill • Mobile/Internet/Cable Bill

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What are the Home Credit partner stores where I can apply?

Visit our website and use the store locator to find a location near you: https://www.homecredit.ph/pay-with-home-credit/home-credit-card

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Is there a validity period of the Home Credit Card?

Your Home Credit Card is valid for a period of 4 years.

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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.

©2024 All Rights Reserved. Home Credit Philippines, Inc.
Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas with contact number (+632) 8708-7087 and with email address consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.

SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.