Get fast and easy online loans for your needs!

Looking for quick cash loans for your financial goals or unexpected expenses? Home Credit's online loans can help! Enjoy competitive interest rates, and flexible amounts for your cash needs.

Check if you are qualified for a cash loan offer today!

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The flexible cash loan for you

Here's why it's worth getting a quick cash loan here!

Fast loan approval

Get cash loans online, disbursed in 1 minute

Fast, safe, and convenient loan processing!

90% of loans online, completed digitally

Loan from Php 3,000 to Php 150,000

Flexible loan amounts for your cash needs!

Loan payment from 6 months to 60 months

Flexible, hassle-free loan terms for your peace of mind!

Filipino Citizen

Loan applicant must be a Filipino citizen, age 18 - 68 years old.

Primary and Secondary IDs

List of Valid IDs

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Compute for a Loan

A simple loan claiming process

Ready To Get A Cash Loan?

To get our cash loan, check if you're eligible to borrow money. Once you receive an SMS confirmation, you can claim your online cash loan through two easy steps.

Bank Transfer

Credit your cash loan straight to your own bank account. View our list of partner banks to find the one nearest to you.

See List of Partners Stores

See List of Banks

Cash Pick-Up

Claim your cash loan at any of our partner stores for free. Check the list to find the branch nearest to you.

See List of Partners Stores

See List of Banks

Things To Remember

Bring one (1) Valid ID with a valid address and your reference number if you will claim your cash loan at our disbursement partners.

Your cash loan contract will be cancelled if not claimed within seven (7) days. Claim your cash loan as soon as possible.

Pay the way you want to for cash loans

How To Pay Your Online Loan

Looking for the most convenient way to pay online cash loan installments? You can use any of these easy cash loan payment methods:

Enroll to Auto Debit Arrangement

Enroll your bank account to our Auto Debit Arrangement and let us automatically process your cash loan payments. Never miss a due date again for your cash loan!

See List of Partners Stores

See List of Banks

Pay On The Mobile App

Whether its a product loan or cash loan — we’ve got you covered. Download the Home Credit mobile app to pay your loan through your phone.

See List of Partners Stores

See List of Banks

Pay On The Website

Pay your cash loan online through the Home Credit website. Use your Mastercard or Visa debit card, BancNet ATM card, UnionBank account, or BPI account.

See List of Partners Stores

See List of Banks

Pay Over-The-Counter

Pay your cash loan offline through our payment partner stores nationwide. You can check the cash loan payment schedule and location of our payment partners here:

See List of Partners Stores

See List of Banks

Customer Testimonials

Watch the inspiring stories of Filipinos who chose Home Credit Cash Loan as their partner in achieving their financial goals in life.

Featured Video

Dahil sa Home Credit Cash Loan, nagkaroon ng panimula sa pangmatrikula sa eskwela si Nanay Rowena at Imie para sa pamilya. Ngayon, nakapagpatapos na at napagpapa-aral pa niya ang kanyang mga anak!

Para sa Edukasyon, Para sa Life!

Featured Video

Kasama ni Cherry Joy ang Home Credit Cash Loan sa hirap at ginhawa kaya naman sa aming 9th Anniversary, isang munting surpresa ang hinanda namin para sa kanya!

Para kay Kuya

Featured Video

Kasama ninyo ang Home Credit Cash Loan sa mga pagsubok at tagumpay tulad ng ating loyal customer na si Vivien. Bilang pasasalamat, may munting handog kami para sa kanya.

Para sa Inyo, Mga Anak

Featured Video

aludo kami sa mga breadwinners tulad ni Angela! Pero kahit breadwinner, kailangan ng kaagapay sa buhay. Mabuti at kasama niya sa pagsubok sa buhay ang Home Credit Cash Loan. Sa aming 9th anniversary, may munting handog kami para sa kanya!

Para kay Tatay

Frequently Asked Questions

How will I know if I am qualified to apply for a Cash Loan?

Log in to the My Home Credit App to see if you are eligible for a Cash Loan offer. You will also receive an offer via call, SMS, or email.

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My application for a Cash Loan was rejected. Can I apply again?

Yes. You can only apply again once you receive another Cash Loan offer from Home Credit.

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How do I apply for a Cash Loan after I receive an offer?

There are three easy ways to apply: 1. Download and log in to [My Home Credit App](http://bit.ly/2HE81FS). 2. Visit one of our [partner stores](/about-us/our-partner-stores/). 3. Call the Home Credit hotline indicated in the SMS/Email/Push Notification offers.

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What is the monthly interest rate that will be applied to my Cash Loan?

The monthly interest starts at 2.32% add-on rate, depending on the loan amount and term you will choose. Please also take note add-on rates applied to your loan will differ per customer.

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How will I know if my Cash Loan application is approved?

Find out if you're approved in as fast as 1 minute! If you apply via [My Home Credit App](http://bit.ly/2HE81FS), you’ll receive a notification after submitting your application. If you apply via phone or our partner store, you’ll receive an SMS notification.

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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.

©2024 All Rights Reserved. Home Credit Philippines, Inc.
Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas with contact number (+632) 8708-7087 and with email address consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.

SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.